Thursday, December 4, 2014

How Does Minnesotacare Work

The uninsured are more likely to die when hospitalized for serious conditions such as stroke and heart attack, according to Consumer Reports. MinnesotaCare is a low-cost insurance program that allows eligible Minnesotans to access quality health care services.


MinnesotaCare Eligibility


Eligibility for MinnesotaCare is based on several factors, including income, family size and lack of other health insurance. In addition, you are not eligible if your "employer offers health insurance and pays at least half of the monthly cost," according to the Department of Human Services. Single adults, children, families and pregnant women are among those eligible for coverage.


MinnesotaCare Plan Benefits


To receive benefits, MinnesotaCare enrollees select a managed care plan from among the participating providers in their county of residence. The wide range of services available includes preventative care, hospitalization and emergency treatment as well as prescriptions, eyeglasses and dental care.


MinnesotaCare Premiums


MinnesotaCare members are required to pay a monthly premium for coverage. The amount of this premium is based on a sliding scale according to income and family size, according to the Department of Human Services. For example, for children with a household income of less than 150 percent of the federal poverty guideline, the premium is $4 per month, as of November 2009.